What is a Public Adjuster
What is a Public Adjuster?
A public adjuster is a professional claims handler, appraising and negotiating a insurance claim on behalf of a policy holder when their property has suffered damages or loss. Insurance companies tend to only pay out the minimum amount needed for damages claimed. Public adjusters specialize in getting the home owners the most when settlement when claiming damages to home insurance policies.
How does a Public Adjuster Help You?
When claiming damages to your home, insurance companies employ their own adjusters to represent the interests of the company. Knowing your home insurance policy and what it’s coverage is important when filing for damages to your property. This is why having your own public adjuster representing you is key, they will assist you in the process of filing a claim and look to accurately analyze damages, repairs, and replacement costs. Public adjusters have the experience, knowledge and skills necessary to advocate for you.
Public Adjusters are experts in analyzing the details of your insurance policy so they can better filing and adjusting claims. They also know how to log and submit the initial claim along with supplemental claims for you, the policy holder.
Should You Use a Public Adjuster?
Even if a policyholder is confident in their assessment of damages to their property and ability to file a claim with their insurance company, they should consider a second opinion. Especially when Insurance Claims Experts offers to visit the property that has suffered damages or loss free of charge to help determine the severity and whether they should file an insurance claim.
Helping a policyholder determine the severity of damage is important, public adjusters also take into account costs and calculation from damages that maybe overlooked.
Representation & Negotiations
When a public adjuster represents the policyholder, they protect them from and short falls that come with inexperience and the time consuming process of a settlement claim. Public adjusters look to constantly work on your behalf, dedicating time to deal with insurance companies is a process and staying in contact is part of the job.
Ask Questions!
If you have any questions about your policy, actually filing a claim, or filing laws, don’t be afraid to ask questions. Insurance Claims Experts is here to assist you in this process and any questions you may have that wasn’t settled by your insurance professionals.
Send Us A Message
Looking to file a claim, have questions, know that we are here to help you. Contact us by filling out the form below or give us a call at (786) 378-7105